1. Purpose and Scope

Binvank™ is fully committed to the prevention of money laundering, terrorist financing, and other illicit activities. This AML/KYC Policy sets forth the principles and procedures applicable to all users, employees, business partners, and affiliates interacting with the Platform.

2. Commitment to International Standards

Binvank™ adopts international compliance standards, including the recommendations of the Financial Action Task Force (FATF), customer due diligence (CDD) principles, and common financial industry requirements.

3. Customer Identification and Verification (KYC)

To access Binvank™ services, Users must complete a mandatory verification process that includes:

• Submission of valid government-issued identification documents.
• Recent proof of address.
• Photo or video verification (biometric).
• Basic financial information or source of funds, when applicable.

Final acceptance is subject to internal review. We reserve the right to request additional information at any time.

4. Risk Classification and User Segmentation

Binvank™ implements a risk-based approach to assess each User’s profile. Factors considered include:

• Country of residence.
• Nature and volume of transactions.
• Declared economic activity.
• Relationship with politically exposed persons (PEPs).

Users classified as high risk will be subject to enhanced due diligence procedures.

5. Ongoing Activity Monitoring

All transactions are subject to automated monitoring and analysis to detect unusual or suspicious patterns, including:

• Activity inconsistent with the client’s profile.
• Structuring of transactions to avoid reporting thresholds.
• Misuse of products such as cards, wallets, or copy trading systems.

Binvank™ reserves the right to suspend accounts and freeze funds while internal investigations are conducted.

6. Internal Reporting and Corrective Measures

Procedures have been established to identify, document, and internally report any suspicious activity. The Compliance team may:

• Request additional documentation.
• Suspend or close accounts.
• Restrict access to certain services.
• Submit reports to competent authorities if required.

7. Zero Tolerance Policy

Binvank™ maintains a zero-tolerance policy toward operations that may be directly or indirectly linked to criminal activities, including:

• Money laundering.
• Financial fraud.
• Corruption or bribery.
• Terrorist financing.
• Human, weapons, or drug trafficking.

8. User Responsibilities

Each User is responsible for ensuring that the funds used on the Platform originate from lawful sources and for fully cooperating with verification and monitoring requirements. Failure to cooperate may result in account restrictions or termination.

9. Confidentiality and Data Protection

All collected information will be handled in accordance with Binvank™’s Privacy Policy, stored securely, and used solely for compliance purposes. In the event of valid legal requests, Binvank™ may disclose information to the appropriate authorities.

10. Staff Training and Internal Oversight

Binvank™ personnel receive ongoing training on AML/KYC compliance. Internal procedures are subject to regular audits and continuous improvement to ensure effectiveness.

11. Use of Technology and External Providers

Binvank™ may use automated identity verification solutions (biometrics, document validation, watchlist screening, risk analysis) provided by approved third-party vendors who meet international compliance standards.

12. Policy Updates

We reserve the right to update this Policy at any time without prior notice. The current version will be available on binvank.com, and all Users are required to review and comply with it.

13. Acceptance

Access to and use of Binvank™ services constitutes full acceptance of this AML/KYC Policy and the User’s commitment to cooperate with its enforcement.